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<channel>
	<title>Mortgage Blog</title>
	<atom:link href="http://www.mortgagefindersnetwork.com/blog/feed/rss2" rel="self" type="application/rss+xml" />
	<link>http://www.mortgagefindersnetwork.com/blog</link>
	<description>Your guide to mortgage loans online.</description>
	<pubDate>Tue, 16 Mar 2010 20:17:45 +0000</pubDate>
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	<language>en</language>
			<item>
		<title>Guide to Restoring Credit Quickly</title>
		<link>http://www.mortgagefindersnetwork.com/blog/guide-to-restoring-credit-quickly-2009-11-04/</link>

		<description><![CDATA[Anyone who’s ever applied for a mortgage loan knows just how important your credit score is to the equation. Those with bad credit almost always get stuck with the worst interest rates. Fortunately, it is completely possible to restore credit quickly. By consistently making payments on time and lowering your overall amount of debt, you can see your credit score rise up again. Avoiding new forms of debt is also important to the credit restoration process.]]></description>
			<content:encoded><![CDATA[Anyone who’s ever applied for a mortgage loan knows just how important your credit score is to the equation. Those with bad credit almost always get stuck with the worst interest rates. Fortunately, it is completely possible to restore credit quickly. By consistently making payments on time and lowering your overall amount of debt, you can see your credit score rise up again. Avoiding new forms of debt is also important to the credit restoration process.]]></content:encoded>
			</item>
		<item>
		<title>Percentage Of Home Price That Should Be Paid With Down Payment</title>
		<link>http://www.mortgagefindersnetwork.com/blog/percentage-of-home-down-payment-2009-10-27/</link>

		<description><![CDATA[Very few people can move into a home without a down payment. The amount of money put down depends on the type of loan a buyer gets. As much as a fifth of the selling price may be required.]]></description>
			<content:encoded><![CDATA[Very few people can move into a home without a down payment. The amount of money put down depends on the type of loan a buyer gets. As much as a fifth of the selling price may be required.]]></content:encoded>
			</item>
		<item>
		<title>Buy a Foreclosure and Save Big</title>
		<link>http://www.mortgagefindersnetwork.com/blog/buy-a-foreclosure-save-big-2009-10-15/</link>

		<description><![CDATA[Homes are not free. Homes usually are made of wood. Some homes are made of brick. Homes almost always have glass. Homes also have a concrete foundation. Homes are built on land. Land has a permanent value.]]></description>
			<content:encoded><![CDATA[Homes are not free. Homes usually are made of wood. Some homes are made of brick. Homes almost always have glass. Homes also have a concrete foundation. Homes are built on land. Land has a permanent value.]]></content:encoded>
			</item>
		<item>
		<title>How The FHA Is Failing - Badly</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-the-fha-is-failing-badly-2009-10-06/</link>

		<description><![CDATA[Loans backed by the Federal Housing Agency have grown in popularity. Along with that, however, is an increasing number of mortgage loan defaults. And that has led to the reserve fund that covers defaults to shrink.]]></description>
			<content:encoded><![CDATA[Loans backed by the Federal Housing Agency have grown in popularity. Along with that, however, is an increasing number of mortgage loan defaults. And that has led to the reserve fund that covers defaults to shrink.]]></content:encoded>
			</item>
		<item>
		<title>5 Reasons to Get a Home Equity Line of Credit</title>
		<link>http://www.mortgagefindersnetwork.com/blog/why-get-home-equity-line-of-credit-2009-09-28/</link>

		<description><![CDATA[The equity in your home can be very useful. You can use it for all types of things. You can use it to make home improvements. You can use it to put the kids through school. You want to be certain you are using it for a good reason and won’t just be throwing it away.]]></description>
			<content:encoded><![CDATA[The equity in your home can be very useful. You can use it for all types of things. You can use it to make home improvements. You can use it to put the kids through school. You want to be certain you are using it for a good reason and won’t just be throwing it away.]]></content:encoded>
			</item>
		<item>
		<title>The Difference between Mortgage Delinquency and Default</title>
		<link>http://www.mortgagefindersnetwork.com/blog/mortgage-delinquency-vs-default-2009-09-21/</link>

		<description><![CDATA[Although they tend to get mixed up with one another, mortgage delinquency and default are two very different things. Both can cause damage to your credit score, but neither has to mean your home will go into foreclosure. Going into delinquency typically means you are late making your mortgage payments. Defaulting on your mortgage generally means you have failed to make a mortgage payment for several months. Should you allow your mortgage to continue past default, you could be looking at foreclosure.]]></description>
			<content:encoded><![CDATA[Although they tend to get mixed up with one another, mortgage delinquency and default are two very different things. Both can cause damage to your credit score, but neither has to mean your home will go into foreclosure. Going into delinquency typically means you are late making your mortgage payments. Defaulting on your mortgage generally means you have failed to make a mortgage payment for several months. Should you allow your mortgage to continue past default, you could be looking at foreclosure.]]></content:encoded>
			</item>
		<item>
		<title>How an FHA Loan Differs from a Conventional Loan</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-fha-differs-from-conventional-loan-2009-09-11/</link>

		<description><![CDATA[The two main types of loans today are FHA and conventional.  Conventional loans are good for people with excellent credit, are making larger down payments, or that are buying homes that are more expensive.  FHA loans are better for people that need to make smaller down payments, have fair to average credit, and are buying homes that meet the FHA guidelines.  Prime conventional loans can be more difficult to qualify for than FHA loans, but FHA has requirements that you would have to meet as well.  The conventional market also offers loans to people who have recently filed for bankruptcy or have had a foreclosure, but meets other requirements.]]></description>
			<content:encoded><![CDATA[The two main types of loans today are FHA and conventional.  Conventional loans are good for people with excellent credit, are making larger down payments, or that are buying homes that are more expensive.  FHA loans are better for people that need to make smaller down payments, have fair to average credit, and are buying homes that meet the FHA guidelines.  Prime conventional loans can be more difficult to qualify for than FHA loans, but FHA has requirements that you would have to meet as well.  The conventional market also offers loans to people who have recently filed for bankruptcy or have had a foreclosure, but meets other requirements.]]></content:encoded>
			</item>
		<item>
		<title>What is the Mortgage Interest Tax Deduction?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-mortgage-interest-tax-deduction-2009-09-01/</link>

		<description><![CDATA[The interest on your mortgage loan can really add up. It may even seem a little burdensome. Having to pay the principle of your mortgage loan alone is enough without having the added interest rate. However, there is a way you can benefit from this payment. The Mortgage Interest Tax Deduction is a great way to get the money back that you paid towards interest.]]></description>
			<content:encoded><![CDATA[The interest on your mortgage loan can really add up. It may even seem a little burdensome. Having to pay the principle of your mortgage loan alone is enough without having the added interest rate. However, there is a way you can benefit from this payment. The Mortgage Interest Tax Deduction is a great way to get the money back that you paid towards interest.]]></content:encoded>
			</item>
		<item>
		<title>7 Sure-Fire Ways to Improve Your Credit</title>
		<link>http://www.mortgagefindersnetwork.com/blog/7-ways-to-improve-your-credit-2009-08-18/</link>

		<description><![CDATA[Your credit score can be improved. It will take a lot of work and dedication. You must be willing to commit to improving your credit rating. There are a few things that you can do to improve your credit rating. A high credit rating means more financial opportunity for you.]]></description>
			<content:encoded><![CDATA[Your credit score can be improved. It will take a lot of work and dedication. You must be willing to commit to improving your credit rating. There are a few things that you can do to improve your credit rating. A high credit rating means more financial opportunity for you.]]></content:encoded>
			</item>
		<item>
		<title>Why a Good FICO Score is So Crucial to Mortgage Approval</title>
		<link>http://www.mortgagefindersnetwork.com/blog/fico-score-crucial-to-mortgage-approval-2009-08-11/</link>

		<description><![CDATA[Most people know that a good FICO score will result in a good interest rate, and a low FICO score will result in a bad interest rate.  Credit has tightened recently, and a poor credit score could mean that you don’t even get a mortgage at all.  If your credit score is sub-par, you will want to try to raise it.  It is more important than ever to have a good credit score.  Good credit might also help you qualify for a lower down payment.]]></description>
			<content:encoded><![CDATA[Most people know that a good FICO score will result in a good interest rate, and a low FICO score will result in a bad interest rate.  Credit has tightened recently, and a poor credit score could mean that you don’t even get a mortgage at all.  If your credit score is sub-par, you will want to try to raise it.  It is more important than ever to have a good credit score.  Good credit might also help you qualify for a lower down payment.]]></content:encoded>
			</item>
		<item>
		<title>What is the First Time Homebuyer Tax Credit?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/first-time-homebuyer-tax-credit-2009-08-04/</link>

		<description><![CDATA[If you are in the market to buy a home, you might be able to take advantage of the first-time homebuyer’s credit.  The credit is for people who have not owned a home in the last three years, and is available to single people that make less than $75,000, or married couples that make less than $150,000.  The credit is refundable, and is available for any kind of home purchase (even house boats!).  The credit is for people who close on their homes before December 1, 2009.  You can claim ten percent of the price of the home, up to $8000.]]></description>
			<content:encoded><![CDATA[If you are in the market to buy a home, you might be able to take advantage of the first-time homebuyer’s credit.  The credit is for people who have not owned a home in the last three years, and is available to single people that make less than $75,000, or married couples that make less than $150,000.  The credit is refundable, and is available for any kind of home purchase (even house boats!).  The credit is for people who close on their homes before December 1, 2009.  You can claim ten percent of the price of the home, up to $8000.]]></content:encoded>
			</item>
		<item>
		<title>Can You Really Afford that House?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/can-you-really-afford-that-house-2009-07-29/</link>

		<description><![CDATA[Buying more house than you can really afford is relatively easy if you have good credit. Your lender may approve you for a large mortgage loan without a second thought. However, qualifying for the loan doesn't necessarily mean that you can afford the house. You could end up over-leveraged and in danger of foreclosure. You can prevent this by calculating how much house you can realistically afford with these strategies.]]></description>
			<content:encoded><![CDATA[Buying more house than you can really afford is relatively easy if you have good credit. Your lender may approve you for a large mortgage loan without a second thought. However, qualifying for the loan doesn't necessarily mean that you can afford the house. You could end up over-leveraged and in danger of foreclosure. You can prevent this by calculating how much house you can realistically afford with these strategies.]]></content:encoded>
			</item>
		<item>
		<title>Selling Price Negotiation Tips for Homebuyers</title>
		<link>http://www.mortgagefindersnetwork.com/blog/negotiation-tips-for-homebuyers-2009-07-21/</link>

		<description><![CDATA[If you are in the market for a new home, there are several factors you must consider before making the purchase. But in addition to finding the right house, getting an expert Realtor and preparing for a mortgage, you also must be prepared to negotiate with the home seller. Both parties, buyer and seller, must acknowledge that they will have to compromise a bit in order to complete the sale. If you truly want to purchase the home, take special care in not insulting the seller with an exceedingly low offer – you could lose the home. Instead, make a good-faith first offer, and be prepared to negotiate.]]></description>
			<content:encoded><![CDATA[If you are in the market for a new home, there are several factors you must consider before making the purchase. But in addition to finding the right house, getting an expert Realtor and preparing for a mortgage, you also must be prepared to negotiate with the home seller. Both parties, buyer and seller, must acknowledge that they will have to compromise a bit in order to complete the sale. If you truly want to purchase the home, take special care in not insulting the seller with an exceedingly low offer – you could lose the home. Instead, make a good-faith first offer, and be prepared to negotiate.]]></content:encoded>
			</item>
		<item>
		<title>What is a No-Cost Refinance?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-a-no-cost-refinance-2009-07-14/</link>

		<description><![CDATA[There are a wide variety of mortgage types available to homeowners today. Whether you want a traditional 30-year fixed loan, a shorter-term 15-year loan, another adjustable-rate mortgage or something more specialized, remember that there are financial tools and programs available. Depending on your personal situation, including how much you owe on your home and the amount of time you expect to remain in your home, a no-cost refinance could be an excellent financial option for you to consider as you prepare to refinance your mortgage loan. With no-cost refinances, the lender eliminates many of the costs associated with mortgages. Instead, the consumer pays a higher interest rate on the loan.]]></description>
			<content:encoded><![CDATA[There are a wide variety of mortgage types available to homeowners today. Whether you want a traditional 30-year fixed loan, a shorter-term 15-year loan, another adjustable-rate mortgage or something more specialized, remember that there are financial tools and programs available. Depending on your personal situation, including how much you owe on your home and the amount of time you expect to remain in your home, a no-cost refinance could be an excellent financial option for you to consider as you prepare to refinance your mortgage loan. With no-cost refinances, the lender eliminates many of the costs associated with mortgages. Instead, the consumer pays a higher interest rate on the loan.]]></content:encoded>
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		<item>
		<title>What is a Mortgage Escrow Account?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-a-mortgage-escrow-account-2-2009-07-07/</link>

		<description><![CDATA[As a home buyer you want to be sure you have met all of the standards required by your home mortgage lender. Your lender can help you with this if you have any questions. One of the important things to do is to have a mortgage escrow account. A mortgage escrow account protects you and the lender. This is a protection you do not want to overlook.]]></description>
			<content:encoded><![CDATA[As a home buyer you want to be sure you have met all of the standards required by your home mortgage lender. Your lender can help you with this if you have any questions. One of the important things to do is to have a mortgage escrow account. A mortgage escrow account protects you and the lender. This is a protection you do not want to overlook.]]></content:encoded>
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		<item>
		<title>How to Apply for a Home Improvement Loan</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-to-apply-for-a-home-improvement-loan-2009-06-29/</link>

		<description><![CDATA[After living in your house for a while, you might discover that your home is inadequate.  It might need repairs.  Rather than moving, you can apply for a home improvement loan.  There are several different types of loans to choose from, depending on your situation.  It is easy to apply for a home improvement loan.]]></description>
			<content:encoded><![CDATA[After living in your house for a while, you might discover that your home is inadequate.  It might need repairs.  Rather than moving, you can apply for a home improvement loan.  There are several different types of loans to choose from, depending on your situation.  It is easy to apply for a home improvement loan.]]></content:encoded>
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		<item>
		<title>Bad Reasons to Purchase a House</title>
		<link>http://www.mortgagefindersnetwork.com/blog/bad-reasons-to-purchase-a-house-2009-06-22/</link>

		<description><![CDATA[Buying a house is a huge financial commitment that shouldn't be rushed in to. Take your time and make sure you are ready to handle the responsibility of being a homeowner and all that comes with it. Find out some common ways people make bad house buying choices in the following article.]]></description>
			<content:encoded><![CDATA[Buying a house is a huge financial commitment that shouldn't be rushed in to. Take your time and make sure you are ready to handle the responsibility of being a homeowner and all that comes with it. Find out some common ways people make bad house buying choices in the following article.]]></content:encoded>
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		<item>
		<title>Why it is Always Good to Buy a Home</title>
		<link>http://www.mortgagefindersnetwork.com/blog/it-is-always-good-to-buy-a-home-2009-06-16/</link>

		<description><![CDATA[It's never bad time to buy a home. Despite the current financial troubles that the United States is facing, home buyers should not be discouraged. Home values are at record low prices, and can only go up in time - which would be a great investment to make.]]></description>
			<content:encoded><![CDATA[It's never bad time to buy a home. Despite the current financial troubles that the United States is facing, home buyers should not be discouraged. Home values are at record low prices, and can only go up in time - which would be a great investment to make.]]></content:encoded>
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		<title>How to Impress Your Mortgage Lender</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-to-impress-mortgage-lender-2009-06-09/</link>

		<description><![CDATA[Owning a home is a huge responsibility, and lenders take this very seriously. By following a few pieces of advice, you can effectively convince them that you are ready and able to tackle the challenge and be a trustworthy recipient of a mortgage loan.]]></description>
			<content:encoded><![CDATA[Owning a home is a huge responsibility, and lenders take this very seriously. By following a few pieces of advice, you can effectively convince them that you are ready and able to tackle the challenge and be a trustworthy recipient of a mortgage loan.]]></content:encoded>
			</item>
		<item>
		<title>Using a Short Sale to Beat Foreclosure</title>
		<link>http://www.mortgagefindersnetwork.com/blog/short-sale-to-beat-foreclosure-2009-06-03/</link>

		<description><![CDATA[When facing foreclosure troubles, a homeowner will do almost anything to keep their home. Find out what your options are, and why many people are considering a short sale to solve their mortgage troubles. Get all the information you need here.]]></description>
			<content:encoded><![CDATA[When facing foreclosure troubles, a homeowner will do almost anything to keep their home. Find out what your options are, and why many people are considering a short sale to solve their mortgage troubles. Get all the information you need here.]]></content:encoded>
			</item>
		<item>
		<title>What to Expect From a Home Inspection</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-to-expect-home-inspection-2009-05-27/</link>

		<description><![CDATA[Home inspection tips. What to expect from home inspections. Home inspection lists. Termite inspection.]]></description>
			<content:encoded><![CDATA[Home inspection tips. What to expect from home inspections. Home inspection lists. Termite inspection.]]></content:encoded>
			</item>
		<item>
		<title>Should I Finance My Closing Costs?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/should-i-finance-closing-costs-2009-05-20/</link>

		<description><![CDATA[Financing closing costs for a home, mortgage fraud. home flipping. saving on closing costs. Seller pays closing costs.  Buyer pays closing costs.]]></description>
			<content:encoded><![CDATA[Financing closing costs for a home, mortgage fraud. home flipping. saving on closing costs. Seller pays closing costs.  Buyer pays closing costs.]]></content:encoded>
			</item>
		<item>
		<title>What Does For Sale By Owner Really Mean?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/for-sale-by-owner-defined-2009-05-11/</link>

		<description><![CDATA[FSBO.  For sale by owner information to help you succeed.  Preparing to sell your home by yourself.  Save money on agent commissions.]]></description>
			<content:encoded><![CDATA[FSBO.  For sale by owner information to help you succeed.  Preparing to sell your home by yourself.  Save money on agent commissions.]]></content:encoded>
			</item>
		<item>
		<title>What is HOPE for Homeowners?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-hope-for-homeowners-2009-05-01/</link>

		<description><![CDATA[Government help for homeowners.  Mortgage refinancing.  Safe from foreclosure.  Congress law for mortgages  Hope for refinancing a home.]]></description>
			<content:encoded><![CDATA[Government help for homeowners.  Mortgage refinancing.  Safe from foreclosure.  Congress law for mortgages  Hope for refinancing a home.]]></content:encoded>
			</item>
		<item>
		<title>Should I Use a Real Estate Agent?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/should-i-use-a-real-estate-agent-2009-04-27/</link>

		<description><![CDATA[Real Estate agent pros and cons.  Can you sell your house on your own?  What work does it take to sell your own house?  Is saving money on real estate agent commission fees worth it?]]></description>
			<content:encoded><![CDATA[Real Estate agent pros and cons.  Can you sell your house on your own?  What work does it take to sell your own house?  Is saving money on real estate agent commission fees worth it?]]></content:encoded>
			</item>
		<item>
		<title>How Divorce Can Affect Your Mortgage</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-divorce-can-affect-mortgage-2009-04-22/</link>

		<description><![CDATA[Getting a divorce can mean serious hassle if you have a shared home with your spouse.  Learn about various options for splitting or selling a home before divorce.]]></description>
			<content:encoded><![CDATA[Getting a divorce can mean serious hassle if you have a shared home with your spouse.  Learn about various options for splitting or selling a home before divorce.]]></content:encoded>
			</item>
		<item>
		<title>What is a Debt-to-Income Ratio?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-a-debt-to-income-ratio-2009-04-17/</link>

		<description><![CDATA[Knowing your debt to income ratio can yield great results with credit.  Fixing your credit score can do the same thing.  Learn how to calculate your debt to income.]]></description>
			<content:encoded><![CDATA[Knowing your debt to income ratio can yield great results with credit.  Fixing your credit score can do the same thing.  Learn how to calculate your debt to income.]]></content:encoded>
			</item>
		<item>
		<title>What is Home Equity?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-home-equity-2009-04-10/</link>

		<description><![CDATA[Smart homeowners know how to use home equity to their advantage. Home equity does not mean home piggy bank, as far too many homeowners have learned. Understanding your home equity knows that you're watching marketplace fluctuations and realize it's impact on the value of your home. Homeowners can borrow against their home equity by taking out a HELOC or an equity loan, which is generally popular for completing home repairs or making a large purchase. These loans are tax-deductible, but should be used carefully because they're taking away from the money you've already invested in your home. It's important to watch home sales in your area to determine how your home's value has changed. Always try to increase your home's equity, as it puts you in a better position for refinancing and, ultimately, selling your home. Your eventual goal should be to achieve 100 percent equity -- or complete homeownership.]]></description>
			<content:encoded><![CDATA[Smart homeowners know how to use home equity to their advantage. Home equity does not mean home piggy bank, as far too many homeowners have learned. Understanding your home equity knows that you're watching marketplace fluctuations and realize it's impact on the value of your home. Homeowners can borrow against their home equity by taking out a HELOC or an equity loan, which is generally popular for completing home repairs or making a large purchase. These loans are tax-deductible, but should be used carefully because they're taking away from the money you've already invested in your home. It's important to watch home sales in your area to determine how your home's value has changed. Always try to increase your home's equity, as it puts you in a better position for refinancing and, ultimately, selling your home. Your eventual goal should be to achieve 100 percent equity -- or complete homeownership.]]></content:encoded>
			</item>
		<item>
		<title>Mortgage Rate Watch 2009</title>
		<link>http://www.mortgagefindersnetwork.com/blog/mortgage-rate-watch-2009-2009-04-06/</link>

		<description><![CDATA[Mortgage rates remain at historically low levels in 2009 and most experts don't think they'll go over 6%, largely because of the recession. But homeowners looking to refinance or prospective home buyers need to carefully navigate the new waters of home financing. A credit score of at least 740 is desirable to obtain the best rates and programs. A larger down payment will likely be required by lenders. Proposals for loan assistance and rate reductions are possible from the government, which could completely alter the real estate market. Potential borrowers must seek the counsel of a reputable mortgage professional, as the marketplace is changing daily. Rates fluctuate, the amount of available money changes and the standards set for lending switch. Consumers need to be their best advocates to survive the housing market collapse and obtain a good loan in 2009.]]></description>
			<content:encoded><![CDATA[Mortgage rates remain at historically low levels in 2009 and most experts don't think they'll go over 6%, largely because of the recession. But homeowners looking to refinance or prospective home buyers need to carefully navigate the new waters of home financing. A credit score of at least 740 is desirable to obtain the best rates and programs. A larger down payment will likely be required by lenders. Proposals for loan assistance and rate reductions are possible from the government, which could completely alter the real estate market. Potential borrowers must seek the counsel of a reputable mortgage professional, as the marketplace is changing daily. Rates fluctuate, the amount of available money changes and the standards set for lending switch. Consumers need to be their best advocates to survive the housing market collapse and obtain a good loan in 2009.]]></content:encoded>
			</item>
		<item>
		<title>Home Inspections Provide Invaluable Benefits</title>
		<link>http://www.mortgagefindersnetwork.com/blog/home-inspections-invaluable-2009-04-01/</link>

		<description><![CDATA[Home inspections are essential when purchasing a property. Buyers need the consultation of experts, whether it's a Realtor or a mortgage lender, when buying a home. The inspector is the last person in a line of expert consultation. Inspectors look at a home's components to determine whether there are any defects or areas in need of repair. When a buyer receives a report, he/she can negotiate with a seller to determine the best course of action in restoring the home to a better condition. Not getting a home inspection can be extremely costly, particularly if repairs had been necessary. An inspection protects buyers and offers peace of mind during one of the biggest purchases in life.]]></description>
			<content:encoded><![CDATA[Home inspections are essential when purchasing a property. Buyers need the consultation of experts, whether it's a Realtor or a mortgage lender, when buying a home. The inspector is the last person in a line of expert consultation. Inspectors look at a home's components to determine whether there are any defects or areas in need of repair. When a buyer receives a report, he/she can negotiate with a seller to determine the best course of action in restoring the home to a better condition. Not getting a home inspection can be extremely costly, particularly if repairs had been necessary. An inspection protects buyers and offers peace of mind during one of the biggest purchases in life.]]></content:encoded>
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		<item>
		<title>Smart Tips for Entering the Real Estate Market</title>
		<link>http://www.mortgagefindersnetwork.com/blog/entering-the-real-estate-market-2009-03-30/</link>

		<description><![CDATA[The real estate marketplace can be a confusing system to navigate, particularly when you are a first-time home buyer. But those new to the system don't need to be afraid of what they're up against: good deals are out there -- particularly now -- and someone with decent credit and a comfortable down payment can find a nice home. Buyers should always use a reliable and reputable mortgage professional as well as the counsel of a licensed Realtor when shopping for a home. Their expertise is extremely valuable during the home seeking process. Buyers also must remember to get a home warranty and home inspection before completing the purchase of their homes.]]></description>
			<content:encoded><![CDATA[The real estate marketplace can be a confusing system to navigate, particularly when you are a first-time home buyer. But those new to the system don't need to be afraid of what they're up against: good deals are out there -- particularly now -- and someone with decent credit and a comfortable down payment can find a nice home. Buyers should always use a reliable and reputable mortgage professional as well as the counsel of a licensed Realtor when shopping for a home. Their expertise is extremely valuable during the home seeking process. Buyers also must remember to get a home warranty and home inspection before completing the purchase of their homes.]]></content:encoded>
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		<title>Tips for Buying a Model Home Straight from the Builder</title>
		<link>http://www.mortgagefindersnetwork.com/blog/tips-for-buying-a-model-home-2009-03-20/</link>

		<description><![CDATA[All the things you should consider before purchasing a model home. The good, the bad and the ugly. Weigh the pro's and con's and make your decision be a good one.]]></description>
			<content:encoded><![CDATA[All the things you should consider before purchasing a model home. The good, the bad and the ugly. Weigh the pro's and con's and make your decision be a good one.]]></content:encoded>
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		<title>Is the Zero-Down Mortgage a Thing of the Past?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/is-thezero-down-mortgage-past-2009-03-11/</link>

		<description><![CDATA[Mortgage lenders have taken a major hit in the past couple years, leaving them desperate to minimize losses and future risk. Fewer lenders are willling to approve buyers with little to no down payment. Consequently, the once popular zero-down mortgage could become obsolete.]]></description>
			<content:encoded><![CDATA[Mortgage lenders have taken a major hit in the past couple years, leaving them desperate to minimize losses and future risk. Fewer lenders are willling to approve buyers with little to no down payment. Consequently, the once popular zero-down mortgage could become obsolete.]]></content:encoded>
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		<title>Steps to Refinancing Your Mortgage</title>
		<link>http://www.mortgagefindersnetwork.com/blog/refinancing-your-mortgage-2009-03-06/</link>

		<description><![CDATA[Especially in a low interest rate climate, refinancing your mortgage loan can help you realize considerable savings. Refinancing also gives you the option of changing the type of mortgage you have, such as a fixed-rate or adjustable-rate loan. We'll enumerate five simple steps to the refinancing process here.]]></description>
			<content:encoded><![CDATA[Especially in a low interest rate climate, refinancing your mortgage loan can help you realize considerable savings. Refinancing also gives you the option of changing the type of mortgage you have, such as a fixed-rate or adjustable-rate loan. We'll enumerate five simple steps to the refinancing process here.]]></content:encoded>
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		<title>Understanding Equity</title>
		<link>http://www.mortgagefindersnetwork.com/blog/understanding-equity-2009-02-23/</link>

		<description><![CDATA[Equity refers to the difference between how much you owe on your home mortgage and how much your home is worth. Homeowners can convert equity into cash to cover large expenses. Find out how to calculate equity and what it can be used for.]]></description>
			<content:encoded><![CDATA[Equity refers to the difference between how much you owe on your home mortgage and how much your home is worth. Homeowners can convert equity into cash to cover large expenses. Find out how to calculate equity and what it can be used for.]]></content:encoded>
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		<title>How Much Do I Need for a Mortgage Loan Deposit?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/mortgage-loan-deposit-amount-2009-02-18/</link>

		<description><![CDATA[For most buyers, coming up with the mortgage loan deposit represents the biggest obstacle to homeownership. Fortunately, though, many lenders have relaxed the traditional 20% down payment requirement. We'll discuss how large of a down payment you need to buy a home.]]></description>
			<content:encoded><![CDATA[For most buyers, coming up with the mortgage loan deposit represents the biggest obstacle to homeownership. Fortunately, though, many lenders have relaxed the traditional 20% down payment requirement. We'll discuss how large of a down payment you need to buy a home.]]></content:encoded>
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		<title>What Is a Reverse Mortgage?</title>
		<link>http://www.mortgagefindersnetwork.com/blog/what-is-a-reverse-mortgage-2-2009-02-03/</link>

		<description><![CDATA[It's been all the buzz as of late- reverse mortgages. Maybe you know by now that they're most utilized by older people who have a lot of equity in their homes, and maybe you don't. The fact is: you should find out what a reverse mortgage is and decide for yourself if it's right for you. Could you borrow against it to pay off debt? Is it reserved only for those living in a home for over decades? Read on to discover why a reverse mortgage may or may not be right for you.]]></description>
			<content:encoded><![CDATA[It's been all the buzz as of late- reverse mortgages. Maybe you know by now that they're most utilized by older people who have a lot of equity in their homes, and maybe you don't. The fact is: you should find out what a reverse mortgage is and decide for yourself if it's right for you. Could you borrow against it to pay off debt? Is it reserved only for those living in a home for over decades? Read on to discover why a reverse mortgage may or may not be right for you.]]></content:encoded>
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		<title>A Recession-Proof Home</title>
		<link>http://www.mortgagefindersnetwork.com/blog/a-recession-proof-home-2009-01-27/</link>

		<description><![CDATA[There's no denying it. We're in the middle of a recession and you don't want it to affect your home. It probably has already, even if you're not one of the unlucky who have already faced foreclosure. Read on to discover some things you can do to make sure your home is safe through the recession and find ways to tackle the problems if they've already occurred.]]></description>
			<content:encoded><![CDATA[There's no denying it. We're in the middle of a recession and you don't want it to affect your home. It probably has already, even if you're not one of the unlucky who have already faced foreclosure. Read on to discover some things you can do to make sure your home is safe through the recession and find ways to tackle the problems if they've already occurred.]]></content:encoded>
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		<title>Understanding Amortization</title>
		<link>http://www.mortgagefindersnetwork.com/blog/understanding-amortization-2009-01-15/</link>

		<description><![CDATA[Unless you've been shopping around for a motrgage or already have one, you probably have never heard of amortization. But if you have had occasion to know what that means, you'll want to read all about it. Knowing the mortgage terms before you commit is a very wise decision. Know what it means and use it to your advantage before you take out that loan.]]></description>
			<content:encoded><![CDATA[Unless you've been shopping around for a motrgage or already have one, you probably have never heard of amortization. But if you have had occasion to know what that means, you'll want to read all about it. Knowing the mortgage terms before you commit is a very wise decision. Know what it means and use it to your advantage before you take out that loan.]]></content:encoded>
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		<title>Your Mortgage Loan Choices</title>
		<link>http://www.mortgagefindersnetwork.com/blog/your-mortgage-loan-choices-2009-01-05/</link>

		<description><![CDATA[]]></description>
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		<title>How to Find the Best Mortgage Lender</title>
		<link>http://www.mortgagefindersnetwork.com/blog/find-the-best-mortgage-lender-2008-12-30/</link>

		<description><![CDATA[]]></description>
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		<title>Foreclosure Rescue Plans</title>
		<link>http://www.mortgagefindersnetwork.com/blog/foreclosure-rescue-plans-2008-12-17/</link>

		<description><![CDATA[]]></description>
			<content:encoded><![CDATA[]]></content:encoded>
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		<title>The Risks of Renting Out Your Home</title>
		<link>http://www.mortgagefindersnetwork.com/blog/renting-your-home-risks-2008-12-05/</link>

		<description><![CDATA[]]></description>
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		<title>How to Set a Price to Sell Your Home</title>
		<link>http://www.mortgagefindersnetwork.com/blog/how-to-set-a-price-to-sell-your-home-2008-11-24/</link>

		<description><![CDATA[]]></description>
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		<title>Finding Your Down Payment</title>
		<link>http://www.mortgagefindersnetwork.com/blog/finding-your-down-payment-2008-11-17/</link>

		<description><![CDATA[]]></description>
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		<title>The Birth of the Adjustable Rate Mortgage</title>
		<link>http://www.mortgagefindersnetwork.com/blog/the-birth-of-the-adjustable-rate-mortgage-2008-11-07/</link>

		<description><![CDATA[]]></description>
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		<title>Fighting Foreclosure? Open a Haunted House</title>
		<link>http://www.mortgagefindersnetwork.com/blog/foreclosure-haunted-house-2008-10-28/</link>

		<description><![CDATA[]]></description>
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		<title>Beware of Co-signing a Mortgage</title>
		<link>http://www.mortgagefindersnetwork.com/blog/beware-of-co-signing-a-mortgage-2008-10-22/</link>

		<description><![CDATA[]]></description>
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		<title>Your Credit Score could Affect Your Mortgage Rates</title>
		<link>http://www.mortgagefindersnetwork.com/blog/your-credit-score-could-affect-your-mortgage-rates-2008-10-17/</link>

		<description><![CDATA[]]></description>
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		<title>Mortgages Available in a Credit Crunch</title>
		<link>http://www.mortgagefindersnetwork.com/blog/mortgages-available-in-a-credit-crunch-2008-10-15/</link>

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